We are seeking applications for the position of Credit Risk Officer. Interested candidates meeting the following criteria are encouraged to apply online:
Physical verification regarding accuracy of facts stated in loan application.
Ensure the character, willingness, eligibility of Borrower and default history from eCIB.
Risk assessment of credit cases in terms of Cash flows, Repayment Capacity, ECIB, information consistency and other risks criteria as per detailed checklist.
Ensuring that the credit risk fully understands and are performing tasks in an efficient and effective manner.
Asses repayment behavior of borrower (From Utility bills, Loan clearance report, Information regarding Character of borrower)
Actual visit of client , guarantor and other references
Appraised situation on problem loan randomly chosen, based on the risk profile
Graduate (Commerce, Marketing, Business Administration, Economics)
Preferably 1-year experience in in microfinance business lending / verification department / Risk Department
Must have good Computer Skills, must have own Motorcycle and valid driving license.