We are seeking applications for the position of Credit Risk Officer. Interested candidates meeting the following criteria are encouraged to apply online:
· Physical verification regarding accuracy of facts stated in loan application.
· Ensure the character, willingness, eligibility of Borrower and default history from eCIB.
· Risk assessment of credit cases in terms of Cash flows, Repayment Capacity, ECIB, information consistency and other risks criteria as per detailed checklist.
· Ensuring that the credit risk fully understands and are performing tasks in an efficient and effective manner.
· Asses repayment behavior of borrower (From Utility bills, Loan clearance report, Information regarding Character of borrower)
· Actual visit of client , guarantor and other references
· Appraised situation on problem loan randomly chosen, based on the risk profile
Graduate (Commerce, Marketing, Business Administration, Economics)
Preferably 1-year experience in in microfinance business lending / verification department / Risk Department
Must have good Computer Skills, must have own Motorcycle and valid driving license.